Planning for possible memory changes is easier when you have time to think through your options and discuss your wishes with family. Talking about legal matters, finances, and future care preferences before senior memory changes affect your decision-making can help ensure your loved ones know what matters to you. Senior Helpers has put together some topics worth discussing while you can clearly express your preferences and take an active part in planning for the future.
Talking with Loved Ones About Senior Memory Changes
Start by thinking about who you'd trust to make decisions on your behalf if you could no longer manage them yourself. You may want to choose one person to handle health care decisions and another to manage financial matters, or ask the same person to take on both responsibilities.
Before having this conversation, review the National Institute on Aging's overview of advance care planning. It explains common documents, including a health care proxy and living will. Since legal requirements vary by state, an attorney can help you determine which documents apply to your situation.
Get Your Financial Information in Order
Your family doesn't necessarily need access to every account right away, but they should know where to find important information if they need it. Consider putting together a list of:
- Bank accounts and other financial accounts
- Life insurance policies and pension information
- Regular bills and automatic payments
- The location of your will and other important documents
Keep the information in a secure, clearly labeled folder and let the appropriate family members know where to find it. You can also discuss who might take over certain financial responsibilities if needed. A financial professional can explain your options and answer questions about your circumstances.
Share Your Preferences for Future Care
Think about the kind of support you'd want if senior memory changes made some daily activities more difficult. Would you prefer to remain at home with assistance, move closer to family, or consider another living arrangement? Talking about these possibilities early gives your family a better idea of your wishes.
It's also worth discussing the everyday details that make you comfortable. These might include your preferred meals, favorite music, morning routine, hobbies, and religious or cultural practices. Write down your preferences and share them with the people you trust. You may also want to discuss them with your doctor so your care team has a better picture of your needs.
Keep Family Conversations Going
Your plans may change over time, so revisit these discussions regularly. An annual family conversation can give everyone a chance to review important documents, update contact information, and talk about any changes in your preferences.
If you begin noticing changes in your memory, bring them up with your doctor rather than waiting for your next scheduled family discussion. You can invite a relative to join the appointment if you'd like help taking notes or remembering what was discussed. Family members who live farther away can also participate by phone or video call.
Help with Future Care Needs at Home
Having your care preferences documented can make it easier for your family to arrange support if your needs change. Senior Helpers Buffalo offers in-home services as well as specialized Alzheimer's and dementia care through its Senior Gems program. If you're considering extra support at home, contact us to learn more about our services in Buffalo, Depew, Lancaster, Amherst, and Williamsville.