Tax scammers have become increasingly savvy, and seniors are often their prime targets. Tax fraud can lead to financial loss, identity theft, and significant distress for the victims. Read on to learn about common signs of tax a scam, how to verify the legitimacy of communications from tax authorities, and what to do if you suspect a scam. Together, we can outsmart these scammers and keep our seniors safe.
Common Signs of Tax Scams
Unfortunately, tax scams are not new, but their tactics and prevalence have evolved to specifically target seniors. Scammers focus on seniors because they are often considered more trusting, less tech-savvy, and more likely to have financial resources. To help our seniors avoid falling victim to these scams, let's explore the common signs of a tax scam and how to verify the legitimacy of communications from tax authorities.
One of the biggest red flags is unsolicited phone calls or emails claiming to be from the IRS or other tax authorities. The IRS will never initiate contact with taxpayers via phone or email. Another warning sign is using aggressive or threatening language in communication, as tax authorities will not threaten you with arrests or lawsuits for unpaid taxes. Additionally, watch out for requests for immediate payment or personal information over the phone and incorrect names or spelling errors. These are all signs that you might be dealing with a scammer.
How to Verify Communication Is Authentic
Follow a few essential guidelines to verify whether a communication is genuinely from tax authorities or a scam. Firstly, never click on links or download attachments from unsolicited emails, as these could be phishing attempts or contain malware. Instead, go to the IRS website directly and search for the information or forms you need.
Never provide personal information or payment over the phone without verifying the caller's identity. If you receive a call or email that seems suspicious, look up the phone number or email address it came from on the IRS website to confirm its legitimacy.
Another effective way to verify the legitimacy of communications is to contact the IRS directly by calling their official number. This lets you inquire about the communication and confirm whether it's genuine. Additionally, it's always wise to consult with a trusted family member, friend, or professional, such as an accountant or attorney, if you have concerns. They may be able to provide insights and guidance on whether it's a scam or legitimate.
What to Do If You Suspect a Senior Has Been Scammed
If you suspect you're being targeted by a tax scam, protect yourself and your personal information. Do not engage with the scammer or provide any information that could be used against you. Hang up the phone or delete the suspicious email. Report the scam to the IRS and local law enforcement to help prevent further victimization. Remember to warn friends and family about the scam so they can also be on guard. Finally, consider implementing additional security measures, such as fraud alerts on your credit reports, to minimize identity theft risk.
Need Help Safeguarding a Senior from Potential Scams?
If you or someone you know lives in Atlanta, Marietta, Alpharetta, or Roswell and needs assistance protecting themselves from scams and fraud, Senior Helpers North Metro Atlanta is here to help. Our team of professional caregivers can provide the support you need to keep you and your loved ones safe from potential threats. Don't hesitate to reach out to us for more information and assistance.