Senior Helpers is proud to bring advocacy and education to Long Term Care Insurance (LTCI) policyholders. We are here to help you navigate the often challenging process of understanding and activating your investment.
Senior Helpers Signature LTCI Solution provides specialized services to our clients with LTCI policies. They include:
- Free LTCI Policy consultations: These one-on-one sessions are designed to help you understand your benefits and counsel you on the most cost-effective way of planning and implementing your long-term care.
- Claim Management and Support: We offer Assignment of Benefits, Claim Submission, and Protection from denials and delays at no additional cost.
WHAT IS THE PURPOSE OF LONG TERM CARE INSURANCE?
- It keeps you independent for as long as possible
- Prolongs your health by reducing the risk of falls and accidents
- Reduces the burden on your spouse/partner caregiver
- It gives you options for how and where you get care
- Premium increases happen annually and can range from 50% to over 100%.
- Premium Increase notices come with offers to reduce the premium for the reduction in benefits.
- They are confusing and often enticing, and may offer a lump sum payment to end the policy.
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